Intelligent Health Benefits

You chose Apostrophe Intelligent Health Benefits because you knew your employees and your bottomline deserved better stewardship. We’re here to make sure you feel secure your health plan is working for you and your team in the face of COVID-19.

table of contents

  1. About COVID-19 Treatment & Testing 
  2. Easing the Strain of COVID-19 with Intelligent Health Benefits 
  3. How We’re Handling COVID-19 Internally
  4. COVID-19 Signs, Symptoms and Actions to Take
  5. More Useful Resources

1. About COVID-19 Treatment & Testing

The Center for Medicare & Medicaid Services (CMS) has designated COVID-19 testing as a preventative service, testing is covered under your plan at no cost to members.
However, treatment for COVID-19 is covered under the plan like any other disease.
This means if a member gets a prescription from a doctor for a COVID-19 test, the test is free for the member, but the office visit and following treatments, if any, may cost the member out-of-pocket expenses.
If you prefer to not offer COVID-19 testing as a preventative/free option to your group’s members, please contact your account manager.

2. Easing the Strain of COVID-19 with Intelligent Health Benefits

Avoid pandemic exposure and overtaxing local healthcare systems by taking full advantage of the Intelligent Health Benefits that are already part of your plan!
Virtual Primary Care & Telemedicine
If members are experiencing symptoms of any illness, they can avoid crowded waiting rooms by accessing 24/7 Telemedicine through MeMD and Virtual Primary Care through (Sherpaa).* Get quality consultations and diagnoses, plus prescriptions, by trusted experts from the comfort of home.
Medication Delivery
Mail-order medication is available through our PBM partners. Skip the lines at the pharmacy and get meds delivered to your door.
White Glove Member Care
Member Care Specialists can answer member questions by phone or email regarding plan benefits and COVID-19 coverage, along with questions about bills, payments, benefits and more. Get real help from real people.
No Out of Network Confusion
All providers are treated as in-network. A member can see any provider who accepts Apostrophe, so they can get the care they need when it matters most.
*Members may contact Member Care to confirm plan benefits. Refer to your plan documents for full details.

3. How We’re Handling This Internally

As a B-Corp, Apostrophe is dedicated to taking care of everyone Apostrophe serves, including our own staff.
To that end, we’re taking extra precautions and working as a fully-remote team as of Monday, March 16, 2020. We’re also ceasing corporate travel, and we’ll work remotely until it’s deemed safe to move back to regular, onsite operations. This is in the best interest of our team and their families, as well as our local community.
Rest Assured:
  • Our team is fully equipped to work remotely.
  • There will be no disruption to Apostrophe services.
We’re in this together, and we’re here for you — whether we’re working from our office or our own homes. (Dog-barking in the background included for no additional fee.)
Your employees will get an email outlining the same ways to take advantage of Apostrophe Intelligent Health Benefits during this extraordinary time.

4. COVID-19 Signs, Symptoms and Actions to Take

Our Virtual Primary Care partner, Sherpaa, is stepping up as “Chief Medical Officer as a Service” and helping to lead the conversation in virtual care and disease prevention for COVID-19.
Sherpaa created this comparison table showing the differences between these illnesses.
Check the Useful Resources section below for additional reliable information and updates.
There are many ways to prevent catching or transmitting COVID-19, including:
  • Wash your hands with soap for 20 seconds or more
  • Cover your sneezes and coughs with a tissue or your elbow
  • Dispose of used tissues and wash your hands
  • Avoid touching your eyes, nose and mouth
  • Stay home and/or avoid crowds whenever possible
  • Limit air travel unless absolutely necessary
  • Use virtual care and telemedicine options before going to a doctor’s office
*The information included in this communication is provided for information purposes only and it is not intended to constitute professional advice or replace consultation with a qualified medical professional.

5. More Useful Resources

We urge you and your team to get COVID-19 updates from reputable sources.

If you have any questions at all,
please contact your account manager today.

we’re here for you.


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