welcome to

intelligent health benefits

Intelligent Health Benefits are for self-insured plan sponsors
who are ready to take control of spend and experience.

more savings and a better member experience come standard with Apostrophe health plans. now that’s intelligent.

provider network

No more confusing network rules or “out of network” penalties.

cut out middlemen with
common sense purchasing

Save with direct contracts, cash pay and reference-based payments. Providers get out of collections and the savings gets passed to you

smart shopper and
$0 care options

Members get low or zero out-of-pocket expenses on select
services with smart shopper partner providers.

member care

Members get the advocacy they deserve, with expert support to navigate the healthcare system.

You guys made everything feel so simple and straightforward. We can tell that you really have our backs.

– Colorado Apostrophe Member

our transparency pledge

We believe in business as a force of good.

Transparency keeps us aligned with our customers. Our revenue comes only from administrative fees. We do not receive referral bonuses from our partners. We do not add markups to clinical costs and claims. All discounts and refunds are passed through to the customer.