4 Questions Self-Insured Employers Should Ask Their Insurance Advisors

4 Questions Self-Insured Employers Should Ask Their Insurance Advisors

4 Questions Self-Insured Employers Should Ask Their Insurance Advisors 1819 1021 Apostrophe Health

As you prepare for renewal season, learn how to take control of the cost and experience of your health plan to gain better benefits for less money.

Before you dive head-long into renewal season, stop and assess the current relationship between your company, your insurance advisor, and your legacy insurance carrier. How’s that working out for you? 

Watch this 1-minute video if you are a self-insured employer who is:

  • bracing for another rate increase
  • confident you won’t see any savings
  • certain your benefits will be worse than where you started.

Take these four simple questions to your next advisor meeting to show that you hold the power over your health plan’s cost and experience:

1: Do you run a transparent business model? 

2: Do you work exclusively with any carriers? 

3: Is your commission tied directly to my insurance rates? Or do you earn a flat rate?

4: Will you sign a document disclosing your sources of revenue on my account?

For most of the self-insured employers we speak with, the number one goal for their health plans is: “I just don’t want my rate to go up anymore.” 

That’s a sad reality.

The expectation isn’t to save money, or to get better health benefits at the same bloated rate

The goal is simply to avoid yet another rate increase. 

This is the broken thinking Apostrophe Health if fixing. Better health plan options exist for you right now, and you don’t have to lose healthcare coverage to get them. 

Learn more by downloading our eBook Sick Of It All: How American Healthcare Got This Bad and Why You Don’t Have to Accept It, or read how our Intelligent Health Benefits are Good for Your Business.